Explore the Web3 stack in 2026 with a practical guide to blockchain development, dApp architecture, smart contracts, wallets, RPC infrastructure, indexing, decentralized storage and production readiness. Learn how to choose the right Web3 tech stack for scalable, reliable and secure applications.
Stablecoins are cryptocurrencies whose rate is stabilized by being tied to the value of tangible assets. The most famous example is the USDT token, worth $1. These tokens are convenient for mutual settlements since the value of other cryptocurrencies tends to change unpredictably and significantly over time. In addition to dollars, such tokens can be backed by precious metals, oil, or other cryptocurrencies. Sometimes, they are not supported by anything, but the increase and decrease of the money supply in circulation is controlled by intelligent contract algorithms, which ensures their relatively stable rate.
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